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discount armoire

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1) "Discount" -- As to discount armoire 1dis·count Pronunciation: 'dis-"kaunt Function: noun 1 : a reduction made from the gross amount or value of something: as a (1) : a reduction made from a regular or list price (2) : a proportionate deduction from a debt account usually made for cash or prompt payment b : a deduction made for interest in advancing money upon or purchasing a bill or note not due 2 : the act or practice of discounting 3 : a deduction taken or allowance made Pronunciation Symbols See also Discounts and allowances. For the band, see Discount. In finance and economics, discounting is the process of finding the present value of an amount of cash at some future date, and along with compounding cash forms the basis of time value of money calculations. The discounted value of a cash flow is determined by reducing its value by the appropriate discount rate for each unit of time between the time when the cashflow is to be valued to the time of the cash flow. Most often the discount rate is expressed as an annual rate. To calculate the net present value of a single cash flow, it is divided by one plus the interest rate for each period of time that will pass. This is expressed mathematically as raising the divisor to the power of the number of units of time. As an example, suppose an individual wants to find the net present value of $100 that will be received in five years time. There is a question of how much is it worth presently, and what amount of money, if one lets it grow at the discount rate, would equal $100 in five years. Let one assume a 12% per year discount rate. NPV = 100 dollars divided by 1 plus 12% (0.12) divided by 1 plus 12% (0.12), etc. Since 1.125 is about 1.762, the net present value is about $56.74. So, an economy where money loses 12% of its value/purchasing power every year, how will it "feel" like having 100 $ in five years? Well, it will "feel" like having $56.74 now. So the interest rate you be charged at the bank will be very high to compensate for this fact. The following link has a tutorial on discount mathematics: Tutorial on discount mathematics 1 Discount rate 2 Discount factor 3 Other discounts 4 External links 5 See also 5.1 Lists The discount rate which is used in financial ..." 2) "Armoire" -- As to discount armoire ar·moire Pronunciation: ärm-'wär, Southern also 'är-m&r Function: noun Etymology: Middle French, from Old French armaire, from Latin armarium, from arma : a usually tall cupboard or wardrobe Pronunciation Symbols Wardrobe may refer to: An entire collection of clothing. A type of cabinet used to store clothing, sometimes referred to as an oakley (British) or an armoire (French) The wardrobe, part of royal administration in medieval England. Wardrobe malfunction, a presumed accidental exposure due to clothing difficulties The Wardrobe, a 2006 novel by Alistair Gordon-Rae The nickname of Papa Bouba Diop, a football player from Senegal A character in Disney's 1991 animated film Beauty and the Beast A reference in The Lion, the Witch and the Wardrobe An armoire is a piece of furniture use to store wardrobe, possessions and household items that is usually a movable piece of furniture and made out of wood. The most common examples of armoires are found in hotel rooms. They house a television, 'minibar' items and a small fridge. Armoire desk, also known as a computer armoire desk Chest of drawers Chiffonier Chifforobe Closet Dresser Linen-press ..." 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